Income - Expenses

Income - Expenses is a compact personal finance app that helps you track money coming in and going out, digitize receipts, set simple budgets and export clear reports. The description below explains how Income - Expenses organizes everyday bookkeeping without unnecessary features: a free 15-day trial gives access to core tools and a one-time payment of €3.99 unlocks lifetime use, so you can evaluate the workflow before committing.

Key features and workflow

The core of the experience centers on quick entry and clear summaries. A camera icon in the main view launches built-in receipt OCR to capture amounts and dates automatically, saving manual typing when you add a purchase. Adding transactions uses a compact form with date, amount, category and notes fields; common fields are prefilled and recent categories are suggested to speed repeated entries. Support for 12 currencies, including EUR, USD, GBP, CHF, JPY, CAD, AUD, SEK, NOK, DKK, PLN and CZK, makes it straightforward to record transactions while traveling or handling cross-currency activity. Visual statistics and charts are available for selectable date ranges so you can compare income versus expenses, inspect category breakdowns and spot trends across weeks or months.

Controls and interaction

The controls are designed for fast, one-handed use: tap the add button to record a transaction, tap the camera to scan a receipt, swipe an item in the list to reveal edit and delete actions and long-press a transaction to assign or change its category. Filters and date pickers sit at the top of history screens so you can narrow views to a single account, a specific category or a custom period. A simple built-in calculator appears inside the entry form to help with split bills or currency conversions, and PDF export allows you to generate tidy reports for printing or sharing.

Budgeting, progression and recurring items

Budget controls in Income - Expenses let you set monthly spending limits by category and watch progress visually as the month advances. The app highlights how much of a budget is used and estimates whether current habits keep you within limits. Recurring transaction scheduling handles regular bills and subscriptions: schedule a monthly payment once and the app will add the item automatically on the chosen dates, reducing repetitive entry. Over time, the monthly summaries act as a simple progression system, showing whether your savings or surplus is growing and which categories are improving or need attention.

Customization and visual design

The interface emphasizes clarity and readability with color-coded categories, clean bar and pie charts and a compact list view for transaction history. You can customize category names and colors to match your personal tracking style, choose the primary currency per account and switch the app language among six supported options: Greek, English, French, Spanish, German and Italian. Adjustable column widths and clear labels help the layout remain usable on both phones and small tablets.

Security, backup and offline use

Income - Expenses includes PIN protection to keep your records private on-device and basic backup and restore options to preserve data. Backups can be exported as files or saved as PDF reports for bookkeeping or tax records; because data is retained on your device, the app is practical when you need offline access and want control over where files are stored. PDF export and manual backups make it easy to hand data to an accountant or to retain copies outside the app.

Accessibility, readability and language support

The app’s layout uses clear headings and straightforward labels to improve accessibility for users who prefer larger text and minimal navigation steps. Language support across the six listed languages ensures menus and labels are localized, and the interface avoids clutter or small, hard-to-tap elements so that users with varying dexterity can manage entries comfortably. These design choices make Income - Expenses approachable for people new to digital bookkeeping and experienced users alike.

Use cases, replay value and limits

Income - Expenses is well suited for daily expense tracking, managing recurring household bills, recording freelance income and preparing simple monthly reports for budgeting. Regular use rewards you with cleaner monthly summaries and clearer category trends, which increases the app’s replay value as a tool for habit building. Note that after the 15-day free trial a one-time fee of €3.99 unlocks all features, and the app’s language and currency coverage is focused on the listed options rather than every regional preference.

Practical notes

If you need a lightweight, privacy-oriented bookkeeping tool without subscription commitments, Income - Expenses provides receipt scanning, multi-currency entries, visual budgeting and PDF export in a compact package. The straightforward design, customizable categories and recurring transaction scheduling make it easy to maintain a reliable record of income and outgoings while keeping control of your data through local backups and exports.